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Volkswagen Choice Guaranteed Future Value Program

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The choice is yours

Fortunately, there are still some guarantees in life. Volkswagen Choice1 is a flexible finance solution that lets you lock in a pre-determined minimum value for your vehicle at the end of your loan. Once your loan ends, you have the option to trade in, retain or return your vehicle. The choice really is yours.

Please read the Target Market Determinations (TMD) document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

Download consumer loan TMD here or for more information visit the Target Market Determinations page.

Your benefits

Guaranteed Future Value.
  • Peace of mind knowing the minimum future value1 of your Volkswagen right from the start
  • You have three options at the end of your Volkswagen Financial Services contract
  • A personally tailored finance solution based on the term and kilometre usage of your vehicle 
  • Upgrade your Volkswagen to the latest model more often to enjoy the best innovations and technologies

How it works

01   Choose your favourite Volkswagen model and enjoy peace of mind knowing its minimum future value.

02   Choose your preferred term of 12, 24, 36, 48 or 60 months, along with an annual kilometre allowance and repayment options.

03   Choose one of three end of term options: trade in, retain or return.

Your options at the end of the term

What you choose at the end of your loan is up to you.

Options below:

Trade in

You can trade in your Volkswagen for a new one at the dealership. In the event that the trade-in value is higher than the Guaranteed Future Value3, you can use the equity towards your new vehicle.

Retain

If you want to keep your Volkswagen, simply let us know. If you've met the relevant payment obligations under your contract, you can purchase your vehicle outright for the Guaranteed Future Value3.

Return

You can choose to return your Volkswagen at the end of the term if the vehicle meets the agreed kilometre and Fair Wear and Tear requirements.

What is Guaranteed Minimum Future Value?

A loan with Guaranteed Future Value gives you the flexibility, certainty and peace of mind of having three options once your lease period on your work vehicle expires. You can upgrade your Volkswagen for a new one, retain your current vehicle or simply return the vehicle to a Volkswagen dealer.

A Guaranteed Future Value loan is like any other loan with a balloon payment at the conclusion of the term. The only difference is that Volkswagen will guarantee the minimum return value of the vehicle to ensure it covers the final payment. This means that if the vehicle is in good condition, has met the agreed kilometre usage and is undamaged – you and your business will never be out of pocket when trading your vehicle in to cover the final payment.

Maintaining your vehicle

Maintaining your vehicle

We understand that you will want to keep your Volkswagen in premium condition. To ensure the integrity of the Guaranteed Future Value Program1, your Volkswagen must be in acceptable condition when you return it to us and must not exceed the kilometre limit as every kilometre over your limit is charged at 66 cents per kilometre. We also understand that some reasonable wear and tear is only to be expected, but it needs to remain within the provisions set by your Volkswagen Financial Services contract. If you exceed your nominated kilometre allowance, it will reduce your Guaranteed Future Value. However this won’t affect your ability to Trade in, Retain or Return your vehicle.

Download our Fair Wear and Tear Guide

Download fair wear and tear guide. .PDF (1 Mb)
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Disclaimer by Volkswagen

1. For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Volkswagen Choice consists of an option to return the vehicle to VFS at the end of the term and require VFS to purchase the vehicle at a price known as the Guaranteed Future Value (GFV) as determined by VFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on selected new and demonstrator Volkswagen vehicles and used Volkswagen vehicles. Contact your nearest Volkswagen dealer to check eligible vehicles for this program. Fleet, government, rental buyers, hire car and chauffeur companies excluded.

2. Calculations are estimates provided as a guide only and not a loan approval. They assume interest rates don’t change over the life of the loan. Applications are subject to credit approval and eligibility criteria being met.

App-Connect is compatible with selected apps and the latest smartphone versions of iOS and Android. Active data service is required. For USB connections, a connection cable is sold separately. For wireless connections, App-Connect features wireless Apple CarPlay® and wireless Android Auto™.

All images displayed on this page are for illustrative purposes only and may include overseas models, optional equipment and features not available in Australia. Actual vehicles may differ. Please confirm final specifications and features with an authorised Volkswagen Dealer prior to purchase.

Safety technologies are designed to assist the driver, but should not be used as a substitute for safe driving practices.

Leather appointed seats have a combination of genuine and artificial leather, but are not wholly leather.

With rear seat in the forward position.

Fuel consumption figures according to ADR 81/02 derived from laboratory testing. Factors including but not limited to driving style, road and traffic conditions, environmental influences, vehicle condition and accessories fitted, will in practice in the real world lead to figures which generally differ from those advertised. Advertised figures are meant for comparison amongst vehicles only.

The figures stated are for the purposes of comparison amongst vehicles tested under the same testing procedures only. The actual figure may vary depending on multiple factors such as fuel quality, vehicle load, environmental and road conditions.